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Climate and location risk analysis for the financial sector

For financial-sector clients we deliver physical and transition risk information in a single, standardised report.

  • physical risk analysis: floods, landslides, soil drought, wildfires, windstorms, heat islands
  • transition risk analysis: clean transport zone, air pollution, building density, local zoning plan (MPZP)
  • an objective, standardised location assessment for credit and insurance teams
  • a consistent report format across the whole organisation

Want to talk about a rollout?

Tell us about your use case, the number of reports and your team's needs. We will show you how GeoScan can support your work.

Physical risk

Hazards caused by natural forces and weather extremes that can physically damage a building and lower its value. GeoScan analyses: flood risk, local flooding, landslides, soil drought, wildfires, windstorms and heat islands.

Transition risk

Financial risks linked to the shift to a low-carbon economy — the loss of value of properties that fail new environmental standards. GeoScan checks: distance to public transport, coverage by a Clean Transport Zone, air pollution, building density and the potential for energy retrofits based on the local zoning plan (MPZP).

A standardised report for lending processes

A consistent analysis format removes subjective judgement and lets you compare properties across the whole portfolio. Data in minutes — not days.

Regulatory compliance

GeoScan reports support processes required by ESG regulation, the EU taxonomy and guidelines on climate risk assessment in real-estate portfolios.

Reviews — Banks and insurers

GeoScan reports help build client trust and speed up data-driven decisions.

Paweł Kowalczyk

Paweł Kowalczyk

Chief Risk Officer, a regional bank

GeoScan lets us quickly check location risk on loan applications. The standardised report makes life much easier for our analytics team.

Katarzyna Dębska

Katarzyna Dębska

Underwriter, TU Europa insurance

Flood and landslide risk analysis in one report is exactly what we needed to assess policies. GeoScan saves us hours of manual checks.

Our approach to data

GeoScan is built on spatial, environmental, transport and administrative data. We combine public, scientific, local-government, satellite and commercial sources and process them into indicators that can be compared between locations.

satellite and remote-sensing datageodetic and topographic databasesgeological and environmental institutesnational and local government bodiesemergency services and safety dataopen and commercial spatial databases

50+

data sources and registers

76

indicators in 4 categories

All of Poland

any address or plot

20 s

from data to a finished report

Frequently asked questions

If you need a different partnership model, a larger volume or an API integration, we will prepare a dedicated offer.

Want to talk about a rollout?

Tell us about your use case, the number of reports and your team's needs. We will show you how GeoScan can support your work.